Early Life and Background

T. S. Kalyanaraman was born on the 23rd of April in 1947 in Thrissur, Kerala, India, to a Tamil Brahmin family that had a background in retail. His father, T. R. Seetharama Iyer, ran a textile business out of which young Kalyanaraman did a great deal of hands-on learning in bookkeeping, customer care, and inventory management before he hit his teen years. After completing school, he went on to get a degree in commerce at Sree Kerala Varma College in Thrissur. This mix of practical experience and formal education, which also included business studies, formed the base of what was to be his life as an entrepreneur.

Starting and Expanding Kalyan Jewellers

Although from a textile background, Kalyanaraman had other plans, which included a dedicated jewellery business. In 1993, we saw the opening of the first Kalyan Jewellers store in Thrissur. With modest capital at hand and a strong base in customer trust, he entered into a market that is very much into gold and what we see as great craftsmanship. Under his guidance, the company grew way beyond the borders of Kerala and into many other parts of India and later also into the Middle East.

Kalyan Jewellers put in place clear price structures and high standards of purity, which became the company’s hallmark in the very competitive Indian jewelry market. Over time, the Kalyan Group expanded into textiles, real estate, and other retail businesses, which did very well, but jewellery is still the main focus. Today, the company is a familiar name and is also the country’s largest jewelry chain.

Age in 2025

As of 2025, T. S. Kalyanaraman will be 78 years old. At the same time, which does not go unsaid, is that he is still very much active in his role as Managing Director of Kalyan Jewellers, which includes making strategic decisions and mentoring the next generation of leadership within the family.

Net Worth

Determining a private entrepreneur’s net worth is not exact, but from various business reports, we get a range.

Forbes and other Indian financial media report that he is worth between USD 2 and 4 billion (which is about ₹16,000 to ₹33,000 crore).

Some reports that cover the total valuation of Kalyan Jewellers and related assets put the number at around $3 billion.

These assets include cash and jewelry in hand as well as real estate and brand value, which we have built up over many years. He has sustained that which puts him among India’s richest jewellers.

Monthly Income (Estimated)

Exact numbers for monthly earnings aren’t made public, but we can put forth a large-scale estimate. A net worth of $3 billion, which reports a 5% annual return from dividends, profits, and investments, would see annual returns of $150 million, which is about $12 million per month, that’s over $100 crore monthly at present exchange rates.

This is a rough estimate; actual income varies according to gold prices, retail performance, and reinvestment, and we also see large amounts of profit staying in the business.

Personal Life and Values

Kalyanaraman is the husband of Ramadevi, and they have three kids, including two sons and a daughter. The sons’ key roles in the company are what keep Kalyan Jewellers a family-run business. Although he is of great wealth, what we see is a very private public life from him, which is put instead towards the company’s operations and philanthropy. He supports educational, health care, and community projects in Kerala and in other areas where the group has a presence.

Legacy and Outlook

T. S. Kalyanaraman went from a textile shop assistant to becoming one of India’s leading jewellers, which is a testament to the power of persistence, trust, and customer focus. He put together traditional retail wisdom with that of modern management and marketing to develop a multinational brand.

Looking out at the future, Kalyan Jewellers is to face challenges which include digital transformation and global competition, but with a strong brand and an experienced next generation of leaders, the company is in a good position for growth. Kalyanaraman’s story is still the benchmark for Indian entrepreneurship, which shows how vision and steady leadership may take a regional enterprise to a multi-billion-dollar business.