How to Ensure that you Get the Best Coverage Under Royal Enfield Classic 350 Insurance
Owning a Royal Enfield Classic 350 is a matter of pride for most riders and the best investment for a comfortable ride. Having been popular for manufacturing and designing two-wheelers in an old-fashioned format, this company has transformed itself into one of the most prominent lifestyle brands in the country. With a balance between modern machinery and retro looks, their bikes are handcrafted in Chennai at their workshop. Also known for their ‘Cruiser’ motorcycles, the Royal Enfield Classic 350 is one of their best products and has been in demand ever since the year 1932.
It is important to provide your proud possession with the best possible protection. Since it is mandatory to have a third-party two-wheeler insurance policy as per the Motor Vehicles Act, of 1988, choosing the right one for your requirements is also a must. Read on to know how you can ensure that you choose the best coverage for your Royal Enfield Classic 350.
How to Ensure that You Get the Best Coverage Under Royal Enfield Classic 350 Insurance
Here are a few tips to help you ensure that you get the best coverage under your insurance policy:
- Evaluate the value of your bike: Before choosing an insurance policy, it is important to evaluate the value of your bike. This will help you determine the amount of insurance coverage you need. You can get an idea of the value of your bike by looking at the market value of similar bikes or consulting with a Royal Enfield dealer.
- Choose the right type of insurance policy: You can choose from two types of insurance policies - third-party liability and comprehensive insurance. Third-party liability insurance covers damages to third-party property or injury to third-party persons, whereas comprehensive insurance covers damages to your vehicle as well. Since Royal Enfield 350 has been designed for rough terrains, it is associated with a lot of risks. Hence, it is advisable to opt for a comprehensive insurance policy that covers both third-party liability and own damage to your bike.
- Understand the claim settlement process: It is important to understand the claim settlement process of the insurer before purchasing an insurance policy. Check the time taken to settle claims, the documents required, and the process for filing a claim. Choose an insurer with a fast and hassle-free claim settlement process.
- Maintain a good driving record: Maintaining a good driving record is crucial for getting the best coverage under insurance for your Royal Enfield Classic 350. Avoid traffic violations and accidents, and make sure to renew your insurance policy on time. This will help you build a good driving record, which can lead to lower premiums and better coverage in the future.
- Check the coverage offered: When choosing an insurance policy, make sure to check the coverage offered by the insurer. Some insurance policies may offer additional coverage for accessories, pillion riders, and personal accidents. Evaluate the coverage offered by different insurers and choose the one that provides the best value for money.
- Compare insurance policies: Before purchasing an insurance policy, compare the policies offered by different insurers. Look for policies that offer comprehensive coverage at a reasonable price. You can use online insurance comparison tools to compare policies from different insurers.
Getting the best coverage under insurance for your Royal Enfield Classic 350 requires careful evaluation of the available policies, understanding the coverage, and maintaining a good driving record. Follow the tips discussed above to ensure that your Royal Enfield Classic 350 is adequately protected in case of any mishap